Insurance for Food Safety Liability on Direct Market Farms

It’s every direct market farmer’s worst fear: Someone gets sick from the food they produced. Good risk management suggests we control the legal outcomes of liability and financial responsibility by getting a good insurance policy. But… do the insurance policies farmers buy actually cover the food safety incidents that keep them up at night? The answer is as clear as mud. Watch this tutorial for a colorful discussion of how farm insurance policies appear to cover (or not cover) common concerns such as E. coli contamination or foreign objects. We show actual policy language that can help insurance sleuths get a beat on their own policies. We also discuss strategies for sourcing the best policy possible. To wrap it up, we cover ways to resilience through the tremendous uncertainty that is food safety insurance for the direct market farmer.

This tutorial a recording of a webinar that took place on November 4th, 2021.